Credit Rating Report

Banner Trust, Merit Trust, Zeus Receivables Trust, and Reliant Trust, Transaction 99 Summary

ABCP

Summary

DBRS Limited (DBRS Morningstar) confirmed its ratings on the Series A Notes of Banner Trust, the Series A Notes of Reliant Trust, the Senior Short-Term Asset-Backed Notes of Zeus Receivables Trust, the Senior Short-Term Asset-Backed Notes of Merit Trust at R-1 (high) (sf). The rating confirmations are based on the addition of a new transaction to the Trusts on July 27, 2023.

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