Galton Funding Mortgage Trust 2019-H1: Rating Report

DBRS, Inc. (DBRS Morningstar) finalized provisional ratings on Galton Funding Mortgage Trust 2019-H1 (GFMT 2019-H1 or the Issuer), a securitization of a portfolio of Qualified Mortgage (QM), non-QM first-lien residential mortgages and investor loans, which is funded by the issuance of the Mortgage Pass-Through Certificates, Series 2019-H1 (the Certificates). The Certificates are backed by 293 loans with a total principal balance of $223,279,318 as of the Cut-Off Date. The mortgage loans were acquired by Galton Mortgage Acquisition Platform IV H Sponsor LLC (the Sponsor). The Sponsor selected the mortgage loans from a pool of loans originated via the Galton Funding (Galton) Platform and held by acquisition trusts that meet the Galton acquisition criteria.