Methodology
European RMBS Insight Methodology (Archived)
RMBSRelated Documents
Press Release:
- DBRS Confirms Rating on Essence V B.V.
- DBRS Confirms Rating on Essence V B.V.
- DBRS Confirms Rating of Essence VI B.V.
- DBRS Confirms Rating on Essence IV B.V.
- DBRS Confirms Rating on Essence VI B.V.
- DBRS Confirms Ratings on BEST 2010 B.V.
- DBRS Assigns Rating to Sinopel 2019 B.V.
- DBRS Confirms Rating of Essence VII B.V.
- DBRS Confirms Rating on Essence VII B.V.
- DBRS Upgrades Ratings on IM EVO RMBS 1 FT
- DBRS Confirms and Upgrades Delft 2017 B.V.
- DBRS Discontinues Rating on Essence IV B.V
- DBRS Confirms Rating on BBVA Empresas 4 FTA
- DBRS Confirms Ratings of Thrones 2014-1 Plc
- DBRS Confirms Ratings of Gemgarto 2018-1 PLC
- DBRS Confirms Ratings of Caixabank RMBS 3, FT
- DBRS Discontinues Ratings on IM EVO RMBS 1 FT
- DBRS Takes Rating Actions on FT RMBS Prado VI
- DBRS Discontinues Rating on Thrones 2013-1 Plc
- DBRS Discontinues Ratings of Thrones 2014-1 Plc
- DBRS Confirms Ratings of IM Sabadell PYME 11, FT
- DBRS Confirms Ratings on Caixabank Consumo 2, FT
- DBRS Takes Rating Actions on Caixabank RMBS 1, FT
- DBRS Takes Rating Actions on Caixabank RMBS 2, FT
- DBRS Takes Rating Actions on FTA RMBS Santander 2
- DBRS Takes Rating Actions on CaixaBank PYMES 8, FT
- DBRS Takes Rating Actions on FTA PYMES Santander 9
- DBRS Assigns Provisional Ratings to Delft 2019 B.V.
- DBRS Confirms Ratings on Dolphin Master Issuer B.V.
- DBRS Finalises Ratings of IM BCC Cajamar PYME 2, FT
- DBRS Assigns Provisional Ratings to EDML 2018-2 B.V.
- DBRS Assigns Provisional Ratings to FT RMBS Prado VI
- DBRS Takes Rating Actions on IM Sabadell PYME 10, FT
- DBRS Takes Rating Actions on IM Sabadell PYME 10, FT
- DBRS Confirms Ratings on Rochester Financing No.2 Plc
- DBRS Confirms and Upgrades IM CAJAMAR EMPRESAS 5, FTA
- DBRS Finalises Provisional Ratings of Delft 2019 B.V.
- DBRS Morningstar Confirms Ratings of EDML 2018-2 B.V.
- DBRS Assigns Provisional Ratings to Castell 2018-1 PLC
- DBRS Confirms Rating on Rembrandt Dutch Mortgages B.V.
- DBRS Confirms Rating on Rembrandt Dutch Mortgages B.V.
- DBRS Confirms and Upgrades Ratings on IM EVO RMBS 1 FT
- DBRS Finalises Provisional Ratings on FT RMBS Prado VI
- DBRS Takes Rating Actions on IM BCC Cajamar PYME 2, FT
- DBRS Upgrades Banco Sabadell S.A. Covered Bonds to AAA
- DBRS Assigns Provisional Ratings to Gemgarto 2018-1 PLC
- DBRS Confirms Banco Pastor Cédulas Hipotecarias at AAA
- DBRS Confirms Ratings of Tower Bridge Funding No. 1 PLC
- DBRS Confirms Ratings of Tower Bridge Funding No. 3 PLC
- DBRS Confirms Ratings on Tower Bridge Funding No. 2 PLC
- DBRS Morningstar Confirms Ratings on Castell 2018-1 PLC
- DBRS Assigns Provisional Ratings to IM BCC Capital 1, FT
- DBRS Confirms Notes Issued by Dolphin Master Issuer B.V.
- DBRS Confirms Rating of Class A Notes of BBVA RMBS 17 FT
- DBRS Confirms Ratings on Belmont Green Funding 1 Limited
- DBRS Confirms Ratings on Belmont Green Funding 3 Limited
- DBRS Confirms and Upgrades Ratings on Castell 2017-1 PLC
- DBRS Confirms and Upgrades Ratings on Castell 2017-1 PLC
- DBRS Discontinues Ratings on Goldfish Master Issuer B.V.
- DBRS Discontinues Ratings on Moorgate Funding 2014-1 Plc
- DBRS Finalises Provisional Ratings of Castell 2018-1 PLC
- DBRS Morningstar Discontinues Ratings on Delft 2017 B.V.
- DBRS Morningstar Discontinues Ratings on Delft 2019 B.V.
- DBRS Publishes Updated European RMBS Insight Methodology
- DBRS Takes Rating Actions on Moorgate Funding 2014-1 Plc
- DBRS Upgrades BBVA RMBS 5 FTA and Removes UR-Pos. Status
- DBRS Assigns Provisional Ratings to Barley Hill No. 1 plc
- DBRS Confirms Rating of Series A Notes of BBVA RMBS 18 FT
- DBRS Confirms Rating on Class A Notes of FT RMBS Prado II
- DBRS Confirms Rating on Class A Notes of FT RMBS Prado IV
- DBRS Finalises Provisional Ratings to Gemgarto 2018-1 PLC
- DBRS Takes Rating Actions on Eight BBVA RMBS Transactions
- DBRS Takes Rating Actions on Eight BBVA RMBS Transactions
- DBRS Confirms Rating of Class A Notes of FT RMBS Prado III
- DBRS Confirms Rating of Class A Notes of FT RMBS Prado III
- DBRS Confirms Senior Notes Ratings of Mortar No. 1 Limited
- DBRS Finalises Provisional Ratings of IM BCC Capital 1, FT
- DBRS Assigns Provisional Rating to ProSil Acquisition S.A.
- DBRS Confirms Ratings of Dutch Property Finance 2017-1 B.V.
- DBRS Finalises Provisional Ratings of Barley Hill No. 1 plc
- DBRS Assigns Provisional Ratings to IM BCC Cajamar PYME 2, FT
- DBRS Confirms AAA Rating on Banco Sabadell S.A. Covered Bonds
- DBRS Finalises Provisional Rating on ProSil Acquisition S.A.
- DBRS Morningstar Takes Rating Actions on Caixabank RMBS 3, FT
- DBRS Assigns Provisional Rating to Green Apple 2019-I NHG B.V.
- DBRS Assigns Provisional Ratings to Finsbury Square 2019-1 plc
- DBRS Assigns Provisional Ratings to Finsbury Square 2019-2 plc
- DBRS Assigns Provisional Ratings to Finsbury Square 2019-3 plc
- DBRS Morningstar Assigns Provisional Ratings to Miravet 2019-1
- DBRS Takes Rating Actions on AyT Goya Hipotecario IV and V, FT
- DBRS Assigns Provisional Rating to Rural Hipotecario XVIII, FT
- DBRS Confirms A (high) Ratings on Cajamar Cédulas Hipotecarias
- DBRS Confirms A (high) Ratings on Cajamar Cédulas Hipotecarias
- DBRS Confirms AAA Ratings on Bankia S.A. Cédulas Hipotecarias
- DBRS Confirms AAA Ratings on Bankia S.A. Cédulas Hipotecarias
- DBRS Discontinues and Withdraws Ratings on Mortar No. 1 Limited
- DBRS Morningstar Assigns Provisional Ratings to Delft 2020 B.V.
- DBRS Morningstar Confirms Ratings of Two BBVA RMBS Transactions
- DBRS Morningstar Confirms Ratings on Finsbury Square 2019-1 plc
- DBRS Confirms A (high) Rating on Liberbank Cédulas Hipotecarias
- DBRS Confirms A (high) Rating on Liberbank Cédulas Hipotecarias
- DBRS Confirms A (high) Ratings on Cajamar Cédulas Hipotecarias
- DBRS Confirms Rating on HT ABANCA RMBS I, Fondo de Titulización
- DBRS Confirms Rating on HT ABANCA RMBS I, Fondo de Titulización
- DBRS Discontinues Ratings on Celeste Mortgage Funding 2015-1 PLC
- DBRS Finalises Provisional Rating on Green Apple 2019-I NHG B.V.
- DBRS Finalises Provisional Ratings of Finsbury Square 2019-1 plc
- DBRS Finalises Provisional Ratings on Finsbury Square 2019-2 plc
- DBRS Morningstar Finalises Provisional Ratings of Miravet 2019-1
- DBRS Morningstar Takes Rating Actions on IM Sabadell PYME 11, FT
- DBRS Confirms Banco Popular Español Cédulas Hipotecarias at AAA
- DBRS Confirms Rating of HT ABANCA RMBS II, Fondo de Titulización
- DBRS Confirms Ratings on Abanca Cédulas Hipotecarias at A (high)
- DBRS Morningstar Finalises Provisional Ratings on Delft 2020 B.V.
- DBRS Assigns Provisional Ratings to Tower Bridge Funding No. 3 PLC
- DBRS Assigns Provisional Ratings to Tower Bridge Funding No. 4 PLC
- DBRS Assigns AA Rating to Cajasur Banco S.A. Cédulas Hipotecarias
- DBRS Confirms Ratings of TDA Sabadell RMBS 4, Fondo de Titulizacion
- DBRS Morningstar Confirms Ratings of Tower Bridge Funding No. 1 PLC
- DBRS Assigns AAA Rating to CaixaBank S.A. Covered Bonds New Issuance
- DBRS Assigns AAA Rating to CaixaBank S.A. Covered Bonds New Issuance
- DBRS Assigns AAA Rating to CaixaBank S.A. Covered Bonds New Issuance
- DBRS Assigns AAA Rating to CaixaBank S.A. Covered Bonds New Issuance
- DBRS Assigns AAA Rating to CaixaBank S.A. Covered Bonds New Issuance
- DBRS Assigns AAA Rating to CaixaBank S.A. Covered Bonds New Issuance
- DBRS Confirms Rating on Caja Rural de Granada Covered Bond Programme
- DBRS Confirms Ratings on Notes Issued by Goldfish Master Issuer B.V.
- DBRS Discontinues Rating on Series A Notes Issued by BBVA-10 PYME FT
- DBRS Finalises Provisional Ratings on Tower Bridge Funding No. 4 PLC
- DBRS Finalises Provisional Ratings to Tower Bridge Funding No. 3 PLC
- DBRS Morningstar Confirms Ratings on Belmont Green Funding 1 Limited
- DBRS Morningstar Confirms Ratings on Belmont Green Funding 3 Limited
- DBRS Takes Rating Actions on BBVA Empresas 4 FTA and BBVA-10 PYME FT
- DBRS Takes Rating Actions on Trinidad Mortgage Securities 2018-1 plc
- DBRS Upgrades Three SRF RMBS Transactions and Removes UR-Pos. Status
- DBRS Assigns AAA Rating to CaixaBank S.A. Covered Bonds New Issuances
- DBRS Confirms Ratings on the Notes Issued by Caixabank Consumo 3 F.T.
- DBRS Confirms Ratings on the Notes Issued by Caixabank Consumo 3 F.T.
- DBRS Discontinues Rating on Series B Notes Issued by BBVA-10 PYME FT
- DBRS Discontinues Ratings of the Notes Issued by Foncaixa PYMES 6, FT
- DBRS Discontinues Ratings of the Notes Issued by Foncaixa PYMES 7, FT
- DBRS Morningstar Confirms AAA Ratings of CaixaBank S.A. Covered Bonds
- DBRS Takes Rating Actions on Five Santander Spanish RMBS Transactions
- DBRS Assigns Provisional Ratings to Dutch Property Finance 2018-1 B.V.
- DBRS Assigns Provisional Ratings to Dutch Property Finance 2019-1 B.V.
- DBRS Assigns Provisional Ratings to Dutch Property Finance 2020-1 B.V.
- DBRS Morningstar Assigns Rating to BBVA RMBS 19 Fondo de Titulización
- DBRS Takes Rating Actions on the Notes Issued by FT PYMES Santander 13
- DBRS Assigns Provisional Ratings to Genesis Mortgage Funding 2019-1 plc
- DBRS Confirms Ratings of Towd Point Mortgage Funding 2017-Auburn 11 Plc
- DBRS Takes Rating Actions on Together Asset Backed Securitisation 1 Plc
- DBRS Upgrades and Confirms Ratings on Three Santander RMBS Transactions
- DBRS Upgrades and Confirms Ratings on Three Santander RMBS Transactions
- DBRS Assigns Provisional Ratings to Stratton Mortgage Funding 2019-1 plc
- DBRS Confirms Rating of IM BCG RMBS 2, FONDO DE TITULIZACIÓN DE ACTIVOS
- DBRS Finalises Provisional Ratings of Dutch Property Finance 2018-1 B.V.
- DBRS Finalises Provisional Ratings of Dutch Property Finance 2019-1 B.V.
- DBRS Morningstar Discontinues Ratings on Belmont Green Funding 1 Limited
- DBRS Finalises Provisional Ratings on Genesis Mortgage Funding 2019-1 plc
- DBRS Finalises Ratings of Towd Point Mortgage Funding 2018-Auburn 12 Plc
- DBRS Assigns Provisional Ratings to Cartesian Residential Mortgages 4 S.A.
- DBRS Assigns Provisional Ratings to Residential Mortgage Securities 31 Plc
- DBRS Finalises Provisional Ratings of Stratton Mortgage Funding 2019-1 plc
- DBRS Morningstar Assigns Provisional Ratings to Finsbury Square 2020-1 plc
- DBRS Morningstar Confirms Ratings of FT RMBS Prado II and FT RMBS Prado IV
- DBRS Takes Rating Actions on Towd Point Mortgage Funding 2016-Granite3 Plc
- DBRS Morningstar Assigns Ratings to IM BCC Cajamar 2 Fondo de Titulización
- DBRS Morningstar Confirms Ratings on Residential Mortgage Securities 31 Plc
- DBRS Upgrades Ratings on Caixabank Consumo 2, FT and Removes UR-Pos. Status
- DBRS Assigns AAA Rating to Banco Bilbao Vizcaya Argentaria S.A. New Issuance
- DBRS Assigns AAA Rating to Banco Bilbao Vizcaya Argentaria S.A. New Issuance
- DBRS Finalises Provisional Ratings on Cartesian Residential Mortgages 4 S.A.
- DBRS Finalises Provisional Ratings on Residential Mortgage Securities 31 Plc
- DBRS Morningstar Finalises Provisional Ratings on Finsbury Square 2019-3 plc
- DBRS Morningstar Finalises Provisional Ratings on Finsbury Square 2020-1 plc
- DBRS Takes Rating Actions on Aggregator of Loans Backed by Assets 2015-1 Plc
- DBRS Assigns Ratings to Warwick Finance Residential Mortgages Number Four Plc
- DBRS Finalises Provisional Ratings Assigned to Tower Bridge Funding No. 2 PLC
- DBRS Morningstar Confirms Rating of HT ABANCA RMBS II, Fondo de Titulización
- DBRS Morningstar Confirms Ratings on the Notes Issued by IM BCC Capital 1, FT
- DBRS Takes Rating Actions on Four Rural Hipotecario Spanish RMBS Transactions
- DBRS Assigns Provisional Rating to Pillar Finance Designated Activity Company
- DBRS Discontinues Rating of the Series A Notes Issued by FTA PYMES Santander 9
- DBRS Discontinues Rating of the Series B Notes Issued by FTA PYMES Santander 9
- DBRS Morningstar Confirms and Upgrades Ratings on Rochester Financing No.2 Plc
- DBRS Takes Rating Actions on Seven Rural Hipotecario Spanish RMBS Transactions
- DBRS Takes Rating Actions on the Notes Issued by Three IM Cajamar Transactions
- DBRS Morningstar Confirms A (high) Rating of Caja Rural de Granada Covered Bond
- DBRS Upgrades and Confirms Ratings on Three Rural Hipotecario RMBS Transactions
- DBRS Assigns A (high) Rating to Caja Rural de Granada Covered Bonds New Issuance
- DBRS Discontinues Ratings on the Notes Issued by IM Grupo Banco Popular MBS 3, FT
- DBRS Morningstar Confirms and Upgrades Ratings on Two CaixaBank RMBS Transactions
- DBRS Assigns Provisional Ratings to Towd Point Mortgage Funding 2018-Auburn 12 Plc
- DBRS Discontinues Ratings on Notes Issued by SRF 2016-1, SRF 2017-1 and SRF 2017-2
- DBRS Morningstar Assigns Provisional Ratings to Tulip Mortgage Funding 2019-1 B.V.
- DBRS Morningstar Confirms Rating on Rural Hipotecario XVIII Fondo de Titulización
- DBRS Morningstar Confirms Ratings on the Notes Issued by IM BCC Cajamar PYME 2, FT
- DBRS Morningstar Confirms and Upgrades Ratings on Four RMBS Santander Transactions
- DBRS Morningstar Upgrades and Confirms Ratings on Two CaixaBank PYMES Transactions
- DBRS Upgrades Three Rural Hipotecario RMBS Transactions and Removes UR-Pos. Status
- DBRS Assigns Provisional Ratings to Together Asset Backed Securitisation 2018-1 Plc
- DBRS Assigns Provisional Ratings to Together Asset Backed Securitisation 2019-1 Plc
- DBRS Confirms Banco Pastor Cédulas Hipotecarias at AAA and Discontinues the Rating
- DBRS Confirms and Upgrades Ratings on Towd Point Mortgage Funding 2016-Vantage1 Plc
- DBRS Finalises Provisional Rating on Rural Hipotecario XVIII, Fondo de Titulización
- DBRS Morningstar Finalises Provisional Ratings on Dutch Property Finance 2020-1 B.V.
- DBRS Morningstar Finalises Provisional Ratings on Tulip Mortgage Funding 2019-1 B.V.
- DBRS Morningstar Takes Rating Actions on TDA Sabadell RMBS 4, Fondo de Titulización
- DBRS Upgrades and Confirms Ratings of Towd Point Mortgage Funding 2018-Auburn 12 Plc
- DBRS Confirms CaixaBank S.A. Covered Bonds (Cédulas Hipotecarias - Mortgages) at AAA
- DBRS Confirms Ratings of Charles Street Conduit Asset Backed Securitisation 1 Limited
- DBRS Finalises Provisional Ratings of Together Asset Backed Securitisation 2018-1 Plc
- DBRS Morningstar Assigns AAA Rating to Banco Sabadell S.A. Covered Bonds New Issuance
- DBRS Upgrades CaixaBank S.A. Covered Bonds (Cédulas Hipotecarias - Mortgages) to AAA
- DBRS Assigns Rating to Securitised Residential Mortgage Portfolio I B.V. (SRMP I B.V.)
- DBRS Morningstar Confirms Provisional Ratings of Nightingale Securities 2017-1 Limited
- DBRS Morningstar Discontinues Ratings on Towd Point Mortgage Funding 2016-Vantage1 Plc
- DBRS Morningstar Discontinues Ratings on Towd Point Mortgage Funding 2016-Granite3 Plc
- DBRS Maintains IM Grupo Banco Popular MBS 3, FT Under Review with Positive Implications
- DBRS Morningstar Discontinues Ratings on Towd Point Mortgage Funding 2017-Auburn 11 Plc
- DBRS Discontinues Rating on Series 2013-2, Class A3 Notes of Goldfish Master Issuer B.V.
- DBRS Confirms BBB (low) Ratings of Piraeus Bank SA Global Covered Bonds (GCB - Mortgages)
- DBRS Finalises BBB (low) Rating of Piraeus Bank SA Global Covered Bonds (GCB - Mortgages)
- DBRS Upgrades IM BCG RMBS 2, FONDO DE TITULIZACIÓN DE ACTIVOS and Removes UR-Pos. Status
- DBRS Morningstar Confirms Ratings on Two Together Asset Backed Securitisation Transactions
- DBRS Morningstar Takes Rating Actions on the Notes Issued by Three IM Cajamar Transactions
- DBRS Assigns AAA Rating to Banco Bilbao Vizcaya Argentaria S.A. Covered Bonds New Issuance
- DBRS Morningstar Confirms AAA Ratings of Banco Bilbao Vizcaya Argentaria S.A. Covered Bonds
- DBRS Finalises Provisional Rating of Fondo de Titulización Structured Covered Bonds UCI Bond
- DBRS Morningstar Assigns Provisional Ratings to Towd Point Mortgage Funding 2019-Granite5 Plc
- DBRS Morningstar Assigns Provisional Ratings to Towd Point Mortgage Funding 2019-Vantage2 Plc
- DBRS Confirms Banco Popular Español Cédulas Hipotecarias at AAA and Discontinues the Ratings
- DBRS Takes Ratings Actions on AyT Goya Hipotecario IV and V, Fondo de Titulización de Activos
- DBRS Morningstar Finalises Provisional Ratings on Towd Point Mortgage Funding 2019-Granite5 Plc
- DBRS Morningstar Finalises Provisional Ratings on Towd Point Mortgage Funding 2019-Vantage2 Plc
- DBRS Confirms and Upgrades Ratings on Five Dutch RMBS Transactions, Following Methodology Update
- DBRS Morningstar Assigns AA Rating to New Series Under Cajasur Banco S.A. Cédulas Hipotecarias
- DBRS Morningstar Upgrades and Confirms Ratings of Towd Point Mortgage Funding 2017-Auburn 11 Plc
- DBRS Assigns Provisional Ratings to Notes to be Issued by Trinidad Mortgage Securities 2018-1 PLC
- DBRS Confirms Rating on Class A Notes Issued by Securitised Residential Mortgage Portfolio I B.V.
- DBRS Morningstar Confirms and Upgrades Ratings on Aggregator of Loans Backed by Assets 2015-1 Plc
- DBRS Morningstar Finalises Provisional Ratings on Together Asset Backed Securitisation 2019-1 Plc
- DBRS Takes Rating Actions on CaixaBank PYMES 8, FT, Foncaixa PYMES 6, FT and Foncaixa PYMES 7, FT
- DBRS Upgrades and Confirms Ratings of IM Grupo Banco Popular MBS 3, FT and Removes UR-Pos. Status
- DBRS Confirms and Upgrades Ratings on Four Santander Spanish RMBS Transactions and Removes UR-Pos.
- DBRS Confirms Banco Bilbao Vizcaya Argentaria S.A. Covered Bonds (Cédulas Hipotecarias - Mortgages)
- DBRS Finalises Provisional Ratings Assigned to Notes Issued by Trinidad Mortgage Securities 2018-1 PLC
- DBRS Morningstar Assigns AAA Rating to Banco Bilbao Vizcaya Argentaria S.A. Covered Bonds New Issuance
- DBRS Maintains IM BCG RMBS 2, FONDO DE TITULIZACIÓN DE ACTIVOS Under Review with Positive Implications
- DBRS Assigns A (high) (sf) Provisional Rating to Fondo de Titulización Structured Covered Bonds UCI Bond
- DBRS Takes Rating Actions on Charles Street Conduit Asset Backed Securitisation 1 Ltd Following Amendments
- DBRS Takes Rating Actions on 21 EU Structured Finance Transactions, Following Spain Sovereign Rating Upgrade
- DBRS Assigns BBB (low) Provisional Ratings to Piraeus Bank SA Global Covered Bonds (GCB – Mortgages – CPT)
- DBRS Assigns Provisional Ratings to Cartesian Residential Mortgages Blue S.A., Places Classes C, D and E UR-Pos.
- DBRS Maintains Under Review with Positive Implications the Ratings of the Notes in Three IM Cajamar Transactions
- DBRS Confirms Provisional Ratings of 12 Tranches of the Nightingale Securities 2017-1 Limited Financial Guarantee
- DBRS Maintains Under Review with Positive Implications the Ratings of the Notes Issued by Caixabank Consumo 2, FT
- DBRS Discontinues and Withdraws Rating of Abanca Corporación Bancaria S.A. Covered Bonds (Cédulas Hipotecarias - Mortgages)
- DBRS Finalises Provisional Ratings of Cartesian Residential Mortgages Blue S.A., Maintains Classes C, D and E Under Review with Positive Implications
- DBRS Places Three Dutch Transactions Under Review with Positive Implications Following Request for Comments on European RMBS Insight: Dutch Addendum Methodology
- DBRS Extends 17 EU SF Transactions Under Review with Positive Implications Status Following Request for Comments on European RMBS Insight: Spanish Addendum Methodology
Contacts
Vito Natale
Managing Director - Independent Review Function
+(34) 919 036 508
vito.natale@morningstar.com- Sebastian Hoepfner
Senior Vice President, European Structured Finance
+49 69 8088 3681
sebastian.hoepfner@morningstar.com - Christian Aufsatz
Managing Director - European Structured Finance Ratings
+(44) 20 7855 6664
christian.aufsatz@morningstar.com - Rehanna Sameja
Senior Vice President - European RMBS and Covered Bond Ratings
+(44) 20 7855 6677
rehanna.sameja@morningstar.com
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