Issuer

Home Trust Company

Banking Organizations

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Summary

As a fully owned subsidiary of Fairstone Bank of Canada, Home Trust Company (Home Trust) is engaged in residential mortgage lending, mainly to near-prime borrowers, in addition to commercial mortgage lending, credit card lending and a modest amount of other consumer lending. Home Trust is funded primarily by brokered deposits and securitization in addition to direct deposits through its direct-to-consumer brand, Oaken Financial

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